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That problem was fixed shortly thereafter, but I guarantee you that all of the customers that witnessed that "glitch" will remember it for a very long time.

A lot of banks offer what they call courtesy overdraft protection. On the surface it seems like a good program. After all, they do cover the bad check you wrote, right.

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Mr Swanson says lapse rates for life insurance rose during the year, but he declined to give any details. We have seen rates increase but I believe thats because we are over-exposed to the NSW and Queensland economies, he said.

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